Voluntary Benefits

Critical Illness Insurance

Critical Illness Insurance can help provide extra financial support if you are diagnosed with a covered serious illness. It pays a lump-sum cash benefit that you can use however you need.

Start Here

Is Critical Illness Insurance right for me?

Answer a few simple questions to see how Critical Illness Insurance may fit with your other voluntary benefit options.

Find My Best Fit

Quick Overview

How Critical Illness Insurance Works

If you are diagnosed with a covered serious illness, the plan may pay a lump-sum cash benefit directly to you. You can use the money for medical bills, household expenses, travel, childcare, or other needs.

Watch & Learn

Critical Illness Video

Watch a short overview to better understand what Critical Illness Insurance covers and when it may help.

Watch Video →

Why this matters

A serious illness can create expenses beyond medical treatment. You may face deductibles, copays, travel costs, time away from work, or added household expenses during recovery.

Critical Illness Insurance gives you extra financial support during a major health event.

Common examples

  • Cancer
  • Heart attack
  • Stroke
  • Major organ failure
  • Other covered serious conditions

Real-Life Example

You receive a covered serious diagnosis.

Your medical plan may help cover treatment, but you could still have out-of-pocket costs, travel expenses, missed work, or everyday bills to manage. Critical Illness Insurance may pay a lump-sum cash benefit that you can use however you need.

Plan Resources

Documents & Support

Review important plan materials and access additional support for this benefit.