Voluntary Benefits
Accident, Critical Illness & Hospital Indemnity
These benefits can help with out-of-pocket costs after an unexpected injury, serious diagnosis, or hospital stay.
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Unexpected Injury
Helps pay cash benefits after a covered accident, such as a fracture, burn, emergency room visit, or follow-up care.
Explore Accident Insurance →Serious Diagnosis
Pays a lump-sum cash benefit after a covered diagnosis, such as cancer, heart attack, or stroke.
Explore Critical Illness →Hospital Stay
Provides cash benefits when you are admitted to or stay in the hospital for covered care.
Explore Hospital Indemnity →Medical insurance helps pay for care, but it may not cover every expense. Deductibles, copays, follow-up visits, travel, childcare, groceries, and time away from work can all create added financial pressure.
Example
Accident Insurance may help with ER visits, X-rays, follow-up care, or other costs after a covered injury.
Example
Critical Illness Insurance may provide a lump-sum benefit you can use for medical bills or household expenses.
Example
Hospital Indemnity Insurance may help with costs connected to admission, overnight stays, or recovery.
Use the Best Fit tool to see which voluntary benefits may match your needs.
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