Compare plans
Compare Your Health Plan Options
Both plans combine BCBS coverage with Nonstop Health funding.
The key difference is cost vs flexibility.
HMO = Lower cost. PPO = More flexibility.
Start With the Big Difference
HMO Access Blue NE 5000 + Nonstop Health
$113.21
Individual / bi-weekly
Family: $280.47
- Lower cost
- In-network only
- Referrals required
PPO Preferred Blue 5000 + Nonstop Health
$150.15
Individual / bi-weekly
Family: $374.67
- More flexibility
- No referrals
- Out-of-network access
Both plans include Nonstop funding up to $4,000 individual / $8,000 family.
Which Plan Sounds Like You?
Low Usage
You rarely go to the doctor and want lower paycheck deductions.
HMO is likely the better fit.
Flexibility
You want provider choice and fewer restrictions.
PPO may be worth it.
Higher Usage
You expect more care and want to choose how you access providers.
Choose based on access preference.
Compare Key Differences
| Feature |
HMO |
PPO |
| Cost |
Lower |
Higher |
| Network |
In-network only |
In & out-of-network |
| Referrals |
Required |
Not required |
