Voluntary Benefits

Accident Insurance

Accident Insurance can help pay cash benefits when an unexpected injury creates extra costs. It works alongside your medical plan and can help with expenses your health insurance may not fully cover.

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Is Accident Insurance right for me?

Answer a few simple questions to see how Accident Insurance may fit with your other voluntary benefit options.

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Quick Overview

How Accident Insurance Works

If you have a covered accident, the plan may pay a cash benefit directly to you. You can use the money for medical bills, deductibles, groceries, gas, or other everyday expenses.

Watch & Learn

Accident Insurance Video

Watch a short overview to better understand what Accident Insurance covers and when it may help.

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Why this matters

Even with medical coverage, an accident can lead to out-of-pocket expenses such as emergency care, X-rays, follow-up visits, physical therapy, or time away from work.

Accident Insurance gives you extra financial support when life does not go as planned.

Common examples

  • Emergency room visits
  • Fractures or dislocations
  • Burns, cuts, or other covered injuries
  • Diagnostic tests such as X-rays or MRIs
  • Follow-up care after an accident

Real-Life Example

You slip on ice and break your wrist.

Your medical plan may cover much of the treatment, but you could still have deductible costs, follow-up expenses, or other bills while you recover. Accident Insurance may pay a cash benefit you can use however you need.

Plan Resources

Documents & Support

Review important plan materials and access additional support for this benefit.