Voluntary Benefits

Hospital Indemnity Insurance

Hospital Indemnity Insurance can help provide extra financial support if you are admitted to or stay in the hospital for covered care. It pays cash benefits that you can use however you need.

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Is Hospital Indemnity Insurance right for me?

Answer a few simple questions to see how Hospital Indemnity Insurance may fit with your other voluntary benefit options.

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Quick Overview

How Hospital Indemnity Insurance Works

If you have a covered hospital admission or stay, the plan may pay cash benefits directly to you. You can use the money for medical bills, deductibles, groceries, transportation, or other everyday expenses.

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Hospital Indemnity Video

Watch a short overview to better understand what Hospital Indemnity Insurance covers and when it may help.

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Why this matters

A hospital stay can create expenses beyond the cost of medical care. You may have deductibles, copays, transportation costs, childcare needs, or household expenses while you recover.

Hospital Indemnity Insurance gives you extra financial support during a hospital admission or stay.

Common examples

  • Hospital admission
  • Overnight hospital stay
  • Intensive care stay
  • Recovery after surgery or illness
  • Other covered hospital-related care

Real-Life Example

You are admitted to the hospital for covered care.

Your medical plan may help cover treatment, but you could still have out-of-pocket costs, household bills, transportation needs, or other expenses while you recover. Hospital Indemnity Insurance may pay cash benefits you can use however you need.

Plan Resources

Documents & Support

Review important plan materials and access additional support for this benefit.