MEDICAL PLAN OPTIONS

HMO Access Blue NE 5000 + Nonstop Health

Lower paycheck cost with a simple, in-network care experience—designed to keep your coverage predictable and easy to use.

This plan combines a Blue Cross Blue Shield high deductible health plan with Nonstop Health funding to help reduce your out-of-pocket costs. While the plan includes a $5,000 individual deductible, Nonstop Health provides up to $4,000 for individual coverage or $8,000 for family coverage in funding to help cover eligible medical expenses.

In most cases, this means your actual exposure is significantly lower—making this plan a strong option if you’re looking for lower payroll costs and a more structured, in-network approach to care.

Best for: Lower paycheck cost and a simpler, in-network care experience.
Lower employee contributions
In-network providers only
Referrals may be required
Structured, predictable care experience

Nonstop Health Funding

Up to $4,000 individual / $8,000 family

Helps cover eligible medical expenses—reducing your actual out-of-pocket exposure.

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HMO Coverage Information
In Network Out Of Network
General Services
Annual Deductible/Individual $5,000 not covered
Annual Deductible/Family $10,000 not covered
Annual Out-of-Pocket Limit/Individual $6,850 not covered
Annual Out-of-Pocket Limit/Family $13,700 not covered
Office Services
Office Visit/Exam $25 / visit not covered
Specialist Visit $40 / visit not covered
Urgent Care $40 / visit not covered
Preventative Services 100% Covered not covered
Hospital Services
Inpatient Hospital 100% Covered not covered
Outpatient Surgery 100% Covered not covered
Emergency Room $150 / visit not covered
Prescription Drugs
Retail (30-Days) Tier 1 $10 not covered
Retail (30-Days) Tier 2 $25 not covered
Retail (30-Days) Tier 3 $45 not covered
Mail Order (90-Day) $20 / $50 / $135 not covered

Plan Resources

Documents & Support

Review important plan materials and access additional support for this benefit.